Cigar Weekly

cigarfan · 09-17-2003, 05:31 PM

It's a pet peeve of mine.

An agent for Allstate Insurance, told me that years ago, Allstate classified cigar/pipe smokers as non smokers, as far as insurance ratings go.
For the past few years, now if you look for life insurance, you'll get the question..did you use *tobacco* in past 12 months. It's all lumped together. I think this is most unfair.
I was honest and told them (this was several years ago) that I smoked cigars. I even had a few the weekend before my physical. My blood test showed no evidence..of nicotine in my blood. So I could have gotten away with a lower rate..but I sleep at night knowing I'm honest.
I've been smoking cigars on and off since the mid 80s. During this time, I've went as much as a full year..without even ONE cigar! No withdrawal, no need of wearing a patch...no cravings..nothing. This was during the top of the cigar boom..and my favorites were hard to find...and well, I just stopped for awhile. No particular reason.
I have smoked several a week, and then none for a week..or even two.

I'd hardly call cigars addictive. At least in a physical sense. Yes, I enjoy the relaxation a good cigar brings. So I do enjoy them regulary, but why should I be grouped in with cigarette smokers. I'm not judging cigarette smokers, each to their own, but I don't think it's fair.

-Jeff

09-17-2003, 05:31 PM	#1
cigarfan Herf God Join Date: Aug 2003 Location: Mississippi Posts: 10,822	I hate it when 'gar smokers are equated to cigarette smokers It's a pet peeve of mine. An agent for Allstate Insurance, told me that years ago, Allstate classified cigar/pipe smokers as non smokers, as far as insurance ratings go. For the past few years, now if you look for life insurance, you'll get the question..did you use tobacco in past 12 months. It's all lumped together. I think this is most unfair. I was honest and told them (this was several years ago) that I smoked cigars. I even had a few the weekend before my physical. My blood test showed no evidence..of nicotine in my blood. So I could have gotten away with a lower rate..but I sleep at night knowing I'm honest. I've been smoking cigars on and off since the mid 80s. During this time, I've went as much as a full year..without even ONE cigar! No withdrawal, no need of wearing a patch...no cravings..nothing. This was during the top of the cigar boom..and my favorites were hard to find...and well, I just stopped for awhile. No particular reason. I have smoked several a week, and then none for a week..or even two. I'd hardly call cigars addictive. At least in a physical sense. Yes, I enjoy the relaxation a good cigar brings. So I do enjoy them regulary, but why should I be grouped in with cigarette smokers. I'm not judging cigarette smokers, each to their own, but I don't think it's fair. -Jeff __________________ It's not an optical illusion, it just looks like one.